Legal Agreement
Please read these Terms & Conditions carefully before registering or using any service on smjl Casino. By accessing smjl.club, you agree to be bound by the terms set out below.
Last updated: May 2026 | Effective immediately upon account registration
These cards summarise the most important points. They do not replace the full legal text below — please read the complete Terms & Conditions.
smjl Casino is strictly for players aged 21 years and above. Underage gambling is illegal under Philippine law. We verify age at registration and reserve the right to close accounts that cannot confirm eligibility.
Each player may hold only one smjl account. Duplicate accounts will be suspended and balances forfeited. All accounts must be registered in the player's own legal name with accurate personal details.
All bonuses are subject to wagering requirements before withdrawal. Bonus funds and winnings derived from bonuses cannot be withdrawn until the applicable wagering requirement has been fully met.
Withdrawals are processed in Philippine Peso (PHP) via GCash, PayMaya, or major PH bank transfer. Withdrawal requests are subject to identity verification and may take 1–3 business days to process.
You are responsible for keeping your smjl login credentials confidential. smjl will never ask for your password via email or chat. Report any suspected unauthorised access to our support team immediately.
These Terms are governed by the laws of the Republic of the Philippines and the regulatory framework of PAGCOR. Any disputes shall be subject to the exclusive jurisdiction of Philippine courts.
Important Notice: These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and smjl Casino ("smjl", "we", "us", "our"), the operator of smjl.club. By creating an account, making a deposit, or using any service on smjl.club, you confirm that you have read, understood, and agreed to these Terms in their entirety. If you do not agree, you must not use smjl Casino services.
1.1 These Terms apply to all users of smjl.club, including visitors, registered players, and any person who accesses or uses any feature of the smjl Casino platform.
1.2 By accessing smjl.club, you represent and warrant that you have the legal capacity to enter into a binding agreement under Philippine law, that you are at least 21 years of age, and that your use of smjl Casino services is lawful in your jurisdiction.
1.3 smjl reserves the right to amend these Terms at any time. Continued use of the platform following the posting of revised Terms constitutes your acceptance of those changes. We will notify registered players of material changes via the email address on file.
1.4 These Terms should be read together with our Privacy Policy and our Responsible Gaming Policy, both of which are incorporated herein by reference.
2.1 Age Requirement. You must be at least 21 years of age to register and play on smjl Casino. This requirement is mandated by Philippine law and strictly enforced by smjl. We reserve the right to request proof of age at any time and to suspend or permanently close any account where the age requirement cannot be verified.
2.2 Geographic Restrictions. smjl Casino is intended for use by players located in the Philippines. It is your sole responsibility to ensure that accessing and using smjl Casino is lawful in your jurisdiction. smjl makes no representation that its services are appropriate or available in locations outside the Philippines.
2.3 Excluded Persons. The following persons are not eligible to register or play on smjl Casino:
2.4 smjl reserves the right to verify eligibility at any time and to void bets, withhold winnings, and close accounts where eligibility requirements are not met.
3.1 Single Account Policy. Each player is permitted to hold only one (1) registered account on smjl Casino. The creation of multiple accounts by a single individual is strictly prohibited and will result in the suspension of all associated accounts and the forfeiture of any balances therein.
3.2 Accurate Information. You must provide accurate, complete, and current information when registering your smjl account, including your legal full name, date of birth, residential address, and valid contact details. You must promptly update your account information if any details change.
3.3 Identity Verification (KYC). smjl is required to verify the identity of all players in accordance with applicable Philippine anti-money laundering regulations. You may be required to submit government-issued identification, proof of address, and/or proof of payment method before withdrawals are processed. Failure to complete KYC verification may result in account suspension.
3.4 Account Security. You are solely responsible for maintaining the confidentiality of your smjl login credentials. You must not share your username or password with any third party. smjl will not be liable for any loss or damage arising from unauthorised access to your account resulting from your failure to keep your credentials secure. You must notify smjl immediately at [email protected] if you suspect any unauthorised use of your account.
3.5 Account Closure. smjl reserves the right to suspend or permanently close any account at its sole discretion, including where it suspects fraud, money laundering, breach of these Terms, or any other conduct detrimental to the integrity of the platform.
4.1 Accepted Payment Methods. smjl Casino accepts deposits and processes withdrawals via the following methods: GCash, PayMaya / Maya, and bank transfer to major Philippine banks including BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank. Debit cards linked to Philippine bank accounts may also be accepted. All transactions are denominated in Philippine Peso (PHP).
4.2 Minimum Deposits. Minimum deposit amounts are displayed at the time of transaction and may vary by payment method. smjl reserves the right to adjust minimum deposit thresholds at any time.
4.3 Withdrawal Processing. Withdrawal requests are subject to identity verification. Verified withdrawals are typically processed within one (1) to three (3) business days, subject to the processing times of the relevant payment provider. smjl reserves the right to request additional documentation before processing any withdrawal.
4.4 Withdrawal Restrictions. Withdrawals may only be made to a payment method registered in the same name as the smjl account. Third-party withdrawals are strictly prohibited. smjl reserves the right to withhold withdrawals pending completion of KYC verification or investigation of suspected fraudulent activity.
4.5 Dormant Accounts. Accounts that have been inactive for a period of twelve (12) consecutive months may be subject to a monthly dormancy fee of ₱100 or the remaining account balance, whichever is lower, until the balance reaches zero or the account is reactivated.
5.1 General. smjl Casino offers various bonuses and promotions to eligible players. All bonuses are subject to the specific terms published alongside each promotion, which form part of these Terms.
5.2 Wagering Requirements. Unless otherwise stated, all bonus funds are subject to a wagering requirement before any withdrawal may be made. The applicable wagering multiplier will be clearly stated in the promotion terms. Bonus funds and any winnings generated from bonus funds cannot be withdrawn until the wagering requirement is fully satisfied.
5.3 Bonus Eligibility. Bonuses are available to eligible registered players only. smjl reserves the right to exclude any player from a promotion at its sole discretion, including where smjl suspects abuse of the bonus system.
5.4 Bonus Abuse. Any attempt to exploit, manipulate, or abuse any bonus or promotional offer — including through the use of multiple accounts, coordinated play, or any other method — will result in the forfeiture of all bonus funds and associated winnings, and may result in permanent account closure.
5.5 Expiry. Bonus funds that are not used within the validity period stated in the applicable promotion terms will expire and be removed from the player's account without notice.
5.6 smjl reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice.
6.1 Certified RNG. All games available on smjl Casino use independently certified Random Number Generator (RNG) technology to ensure that game outcomes are genuinely random and cannot be predicted or manipulated.
6.2 Game Malfunctions. In the event of a technical malfunction, game error, or system failure, smjl reserves the right to void affected bets and refund the applicable stakes. smjl's decision in such matters is final. No winnings generated as a result of a malfunction will be paid.
6.3 Disconnection Policy. smjl is not responsible for losses incurred as a result of internet disconnection or technical issues on the player's side. Where a disconnection occurs during a live game round, the outcome will be determined by the game server's recorded state at the time of disconnection.
6.4 Game Rules. Each game on smjl Casino is governed by its own specific rules, which are accessible within the game interface. Players are responsible for familiarising themselves with the rules of each game before placing bets.
7.1 The following conduct is strictly prohibited on smjl Casino and may result in immediate account suspension, forfeiture of balances, and referral to relevant authorities:
8.1 smjl Casino is committed to promoting responsible gaming. We provide a range of tools to help players manage their gambling activity, including deposit limits, session time reminders, cooling-off periods, and permanent self-exclusion.
8.2 Players who wish to set limits or self-exclude may do so at any time through their account settings or by contacting our support team at [email protected].
8.3 smjl enforces the 21+ age requirement strictly and will close any account found to belong to a person under 21 years of age.
8.4 For further information on responsible gaming tools and resources, please visit our Responsible Gaming page.
PAGCOR Advisory: Gambling is addictive. Know when to stop. If you feel that gambling is negatively affecting your life or the lives of those around you, please use the self-exclusion tools available in your smjl account or contact our support team immediately.
9.1 All content on smjl.club — including but not limited to text, graphics, logos, game assets, software, and the smjl brand name — is the property of smjl Casino or its licensors and is protected by applicable intellectual property laws.
9.2 You are granted a limited, non-exclusive, non-transferable licence to access and use smjl.club for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works from any smjl content without prior written consent.
10.1 To the maximum extent permitted by applicable Philippine law, smjl Casino shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of smjl Casino services.
10.2 smjl's total aggregate liability to any player in connection with these Terms shall not exceed the total amount deposited by that player in the twelve (12) months preceding the event giving rise to the claim.
10.3 smjl does not warrant that the platform will be uninterrupted, error-free, or free from viruses or other harmful components. You access smjl.club at your own risk.
11.1 smjl Casino collects and processes personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference.
11.2 By registering on smjl Casino, you consent to the collection, processing, and storage of your personal data as described in the Privacy Policy, including for the purposes of identity verification, fraud prevention, and regulatory compliance.
12.1 smjl reserves the right to amend these Terms at any time. Where changes are material, smjl will provide reasonable notice to registered players via email or a prominent notice on smjl.club.
12.2 Your continued use of smjl Casino following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using smjl Casino and may request account closure.
13.1 These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Republic of the Philippines.
13.2 smjl Casino operates within the regulatory framework established by the Philippine Amusement and Gaming Corporation (PAGCOR). Players who have a complaint or dispute are encouraged to first contact smjl's support team to seek resolution.
13.3 If a dispute cannot be resolved through smjl's internal complaints process, it may be referred to PAGCOR or the appropriate Philippine regulatory authority. Any unresolved disputes shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.
14.1 If you have any questions about these Terms & Conditions, please contact the smjl Casino support team:
14.2 For responsible gaming support, please visit our Responsible Gaming page or contact our support team directly.
800+ games, PHP wallet, GCash & PayMaya deposits, and live dealer tables running 24/7. Join smjl today.
Must be 21 years or older. Gambling is addictive. Know when to stop.